Take-home pay · 2026

$38 an hour after tax in Ontario

Full time at $38 an hour (40 hours a week, 52 paid weeks) is $79,040 a year before tax. In Ontario you keep $59,654 after income tax, CPP and EI: 75.5% of what you earn.

A year
$59,654
A month
$4,971
Every two weeks
$2,294
A week
$1,147
Per hour worked
$28.68

Take-home pay after all deductions. Months and pay periods are averages over the year.

Where the money goes

A yearEvery two weeks
Gross pay$79,040$3,040
Federal income tax-$9,054-$348
Ontario income tax-$4,801-$185
CPP (Canada Pension Plan)-$4,408-$170
Employment Insurance (EI)-$1,123-$43
Total deductions-$19,386-$746
Take-home pay$59,654$2,294

The CPP line includes the base contribution and both additional contributions (CPP2).

$38 an hour in other provinces

Same rate, same hours: take-home pay runs from $55,860 in Nova Scotia to $61,631 in Nunavut. In Ontario it ranks 6th of 13.

Province or territoryTake-home a yearDifference
Nunavut$61,631+$1,976
Northwest Territories$60,513+$859
British Columbia$60,495+$841
Yukon$60,389+$735
Alberta$60,057+$403
Ontario$59,654—
Saskatchewan$58,404−$1,250
New Brunswick$57,642−$2,012
Manitoba$57,613−$2,041
Newfoundland and Labrador$57,258−$2,397
Prince Edward Island$56,755−$2,899
Québec$56,427−$3,227
Nova Scotia$55,860−$3,794

Other hourly rates in Ontario

Open jobs paying $38/h or more in Ontario

Agnico Eagle

Bolter, Miner 2

Kirkland Lake, ONExperiencedCloses Oct 31, 2026
$72.81 – $84.50 / h
Advertised base pay
Agnico Eagle

Miner 3, Mucker

Kirkland Lake, ONExperiencedCloses Oct 31, 2026
$62.14 – $64.44 / h
Advertised base pay
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Assumptions & sources · 2026

Full-time work: 40 hours a week for 52 paid weeks (vacation and holidays paid), as a single employment income with standard personal credits. Includes federal and provincial income tax, CPP/QPP with both additional contributions, EI, QPIP in Québec, and Ontario’s surtax and health premium.

Excludes union dues, RRSP and pension plan contributions, benefits, dependants, refundable credits and other personal deductions, which would change your result. Payroll withholding through the year can differ from this annual figure. This is an estimate, not tax advice.

Full-year 2026 rates, including the July 2026 amendments, from the CRA payroll formulas (T4127) and Revenu Québec. Sources checked October 1, 2026.