What will you take home?
Compare your regular pay and overtime, with clear assumptions and 2026 rates.
Your regular pay
Enter gross pay before tax, excluding overtime. Switching units preserves your regular annual income.
Paid weeks control annualization of hourly and weekly pay. Annual and monthly entries already specify yearly earnings.
Add overtime
1.5 = time-and-a-half. For every input period, overtime uses the equivalent base hourly rate and your paid weeks. Confirm your agreement’s overtime rules.
Assumptions & sources · 2026
Annual estimate for a single employment income, with standard personal credits and full-year pension eligibility. Includes CPP/QPP and additional contributions, EI, QPIP where applicable, and Ontario surtax and health premium.
Excludes RRSP and union deductions, benefits, dependants, refundable credits, provincial low-income credits other than the included BC/ON reductions, and personal exemptions. Actual payroll deductions vary through the year. This is not a payroll statement or tax advice.
Uses full-year 2026 rates, including the July amendments; not the temporary catch-up withholding rates. Sources checked October 1, 2026.
Where your pay goes
Out of every $100 you earn, $30.28 goes to taxes and contributions and $69.72 is yours.
Hover or tap a pipe to see its amount.